What information will be needed for your loan application.
Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money. In turn, those mortgage lenders are bound by federal law to keep your information secure.
Here is a list of the information we will need to get started.
Are you a W2 employee?
For all W2's employed
When submitting for a home loan we will need the following documents.
1. Current pay stubs.
2. Last two years W2's.
The lender will always average out your income over the last two years.
Are you Self-Employed?
The lender will average your income over the last two years.
When submitting for a self-employed home loan we will need the following documents.
1. Last Two years FULL tax returns, profit and loss statements,
2. Current balance sheet and profit and loss statement if more than two months into the new fiscal year.
Having these document will make you loan approval process easier.
